Summer is Colorado's busiest home buying season, but more inventory means more options. Here's how to stand out without overpaying in the 2026 market.
Colorado Real Estate Blog: Market Insights & Buyer Guides
Buying mortgage points can save thousands over the life of your loan - but only if you stay long enough. Here's how to run the break-even math for Colorado's 2026 market.
Quick answer: Student loan debt does not disqualify you from buying a home in Colorado. Lenders look at your debt-to-income ratio, not the total balance owed. With income-driven repayment plans and Colorado-specific assistance programs, many borrowers qualify for more than they expect. Student Loans Don't Disqualify You - Here's What Actually Matters I talk to buyers every month who assume they can't buy...
Quick answer: Colorado's expansive clay soils put more stress on residential foundations than most other states. Cracks wider than a quarter-inch, sticking doors, and sloping floors are signs you should have a structural engineer take a look - and catching problems early can save you tens of thousands of dollars. Why Colorado Foundations Take a Beating If you've lived in the Denver metro area for any...
Quick answer: Colorado's 30-year fixed mortgage rates are hovering between 6.0% and 6.5% as of early May 2026. Inventory in the Denver metro continues to climb with nearly 19,500 active listings, and median home prices sit around $595,000 - giving buyers more choices and more negotiating power than they've had in years. Where Mortgage Rates Stand Right Now After weeks of volatility, rates have settled...
Quick answer: About 10% of Colorado homes rely on private well water instead of municipal systems. If you're buying a home with a well, you're responsible for testing, treatment, and maintenance - there's no city or state agency monitoring your water quality for you. Why This Matters When You're Buying or Selling a Home I've worked with buyers who fell in love with a property in Elizabeth or Franktown,...
Your Colorado home has been sitting on the market. Here's how to decide whether a price reduction makes sense, how much to cut, and when to hold firm instead.
Colorado cities are tightening short-term rental rules. Here's what homeowners need to know about permits, taxes, and HOA restrictions before listing on Airbnb or VRBO.
Quick answer: Colorado summers bring intense sun, dry heat, and afternoon thunderstorms. Keeping your home comfortable without a massive energy bill comes down to a few smart moves - most of which cost little or nothing. Last summer, I talked to a client who'd just moved from the Midwest. She was shocked that her July electric bill hit $280. "I thought Colorado was supposed to be dry and mild!" It is dry,...
Quick answer: If you're buying a home in Colorado's suburbs or rural areas, there's a good chance you'll encounter properties with septic systems instead of city sewer. The two work very differently, cost different amounts to maintain, and can affect your home's value and insurance. I've been getting this question a lot lately, especially from buyers looking at homes in Parker, Elizabeth, Franktown, and...