Quick answer: Many new-construction subdivisions in suburban Denver sit inside a Metropolitan District (often called a metro district or Title 32 district). These districts add an extra mill levy on top of normal county, city, and school district taxes to pay back the bonds that financed roads, water lines, sewers, and parks. The extra cost can be anywhere from $3,000 to $8,000 or more per year, and it can...
Quick answer: Active inventory across the Denver metro is meaningfully higher this spring than it was a year ago, and median days on market has climbed from the low teens into the 30 to 40 day range. Price reductions are more common, and the supply-demand balance has tilted toward buyers in most price bands. But the under $500,000 segment is still moving fast, and the $1M+ tier is the slowest. The...
Quick answer: A reserve study is the HOA's professional assessment of long-term capital needs (roof, elevator, paint, parking lot, boiler) and how well-funded the reserve account is to cover them. A reserve account that is less than 30 percent funded is high risk for special assessments. Above 70 percent is strong. Colorado's HB22-1137 requires reserve studies every 5 years for many HOAs as of 2022. Before...
Quick answer: Spend $1,500 to $3,000 on cosmetic and safety fixes before you list, not $20,000 on a remodel. The repairs that consistently pay back are fresh interior paint, deep cleaning, sticking doors and squeaky hinges, missing outlet covers, working smoke and CO detectors per current Colorado fire code, an HVAC tune-up, exterior caulking, and lightbulb replacement. The ones that almost never pay back...
Quick answer: House hacking means buying a multi-unit property (duplex, triplex, or home with a legal ADU), living in one unit, and renting out the others to cover most or all of your mortgage. In Colorado, FHA loans allow you to buy a 2-4 unit property with as little as 3.5% down if you live in one unit. What House Hacking Actually Looks Like in Colorado I get asked about investment properties a lot,...
Quick answer: Late May through mid-June is one of the strongest listing windows in Colorado. Homes listed during this period see 12-18% more buyer traffic than those listed in early spring, and the key is preparation that starts 2-3 weeks before your listing date. Why Late Spring Is Different from Early Spring in Colorado If you've been thinking about selling, you might feel like you missed the "spring...
Colorado's fall real estate market often brings lower competition and motivated sellers. Here's what the 2026 data says about timing your purchase.
Comparing Parker, Lone Tree, and Highlands Ranch across home prices, schools, commute times, and lifestyle to help you pick the right Colorado suburb.
Quick answer: Production builders across the Denver metro are stacking concessions this spring because new home inventory is sitting longer than expected. The most common offers right now are 2-1 rate buydowns, $10,000 to $25,000 in closing cost credits, free design center upgrades, and sometimes appliance packages. The catch is that base prices have crept up to absorb some of those concessions, so you...
Quick answer: Earnest money in Colorado is usually held by a title company until the deal closes or both parties sign a release. If you miss a contract deadline, your money can get stuck for weeks or even months. The way to protect it is to know your deadlines cold, give written notice on time, and keep every signed form. I had a buyer last fall who almost lost a $5,000 deposit because he didn't formally...
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