A finished basement adds value, just not the way most sellers expect. Here is what below-grade space is really worth in Colorado and how to price it.

In much of Colorado, the minerals under your home may belong to someone else. Here is what a severed mineral estate means and how to check before you buy.

You found the perfect lot in Franktown, or maybe you have a builder lined up in Castle Pines, and then you hit the question nobody prepared you for: how do you actually pay for a house that does not exist yet? Building a home is different from buying one, and the financing works differently too. A regular mortgage funds a finished house. A construction loan funds the process of building it, in stages, with...

If you are shopping for a home above about $862,500 in the Denver metro this year, you are most likely looking at a jumbo loan, and the rules work a little differently than most buyers expect. I work with a lot of buyers in Cherry Creek, Greenwood Village, Castle Pines, and the higher end of Lone Tree, and the question I hear most is some version of "why is this loan harder to get than my last one?" The...

I've spent more time on the drive between Denver and Colorado Springs than I'd care to admit, and Monument is the spot where the scenery makes me slow down every single time. You crest the rise on I-25, Pikes Peak fills the windshield, and the pace of everything just drops a notch. More of my clients are asking about this stretch lately, so here is an honest look at what it's actually like to live in...

Of all the line items on a Colorado closing statement, title insurance is the one buyers ask me about most. You pay for it once, you hopefully never use it, and the name makes it sound like one more fee a lender invented to pad the bill. It isn't. Title insurance is one of the few protections you buy at closing that quietly defends the thing you actually came for, which is clear ownership of your...

People ask me about Lone Tree more than almost any other suburb on the south side, and I understand why. It's compact, it's connected, and it manages to feel both polished and outdoorsy at the same time. But "I've heard it's nice" isn't enough to make a real decision. So here's what Lone Tree is actually like to live in, the numbers, the commute, the day-to-day stuff, so you can decide if it fits. The...

Here's something I've noticed more this year: buyers who'd written off "the ugly one" are coming back to it. With more homes sitting on the market across the Denver metro, that dated kitchen or the house that needs a new roof isn't the dealbreaker it was two years ago. It's an opening. And if you use the right loan, you can buy the house and fund the repairs in one shot, without draining your...

A reverse mortgage lets Colorado homeowners 62 and older tap home equity without a monthly payment. Here is how HECM loans work, the catches, and who they help.

Colorado now requires a written buyer agency agreement before you tour homes. Here is what it covers, what is negotiable, and how to protect yourself.