Colorado home values have appreciated enough that many homeowners can drop PMI from their mortgage payment now. Here's the step-by-step process for cancellation in 2026.
Colorado Real Estate Blog: Market Insights & Buyer Guides
Most Colorado sellers won't owe capital gains tax thanks to the Section 121 exclusion. Here's how it works, how to calculate your gain, and when planning ahead matters most.
One of the most overlooked items in a Colorado closing packet is the property survey, sometimes called an Improvement Location Certificate. It's the document that shows where your house sits relative to your property lines, and where the utility easements run across the lot. Most buyers glance at it for thirty seconds and move on. That's usually fine. Until it isn't. I had a client in Parker last year who...
Most people don't think about a home warranty until something breaks. The furnace stops working in February, the dishwasher floods the kitchen, the AC quits during a 95-degree week in Aurora. That's the moment you find out exactly what your warranty actually covers, and a lot of buyers are surprised by what it doesn't. I get questions about home warranties almost every week, usually from first-time buyers...
Most buyers I work with treat a listing page like a brochure. They look at the photos, glance at the price, and decide whether to tour. But a listing is also a document, and once you know how to read it, you can spot motivated sellers, hidden problems, and pricing strategy a mile away. This skill saves my buyers real money. Not in some abstract way, but in actual offers that get accepted at $15K or $30K...
I've been watching the spring market wind down across Parker, Aurora, and Lone Tree the past two weeks, and the shift into summer is already showing up in showings, days on market, and how buyers are writing offers. If you listed in April expecting a 7-day cash war and you're sitting at 28 days with one weak offer, you're not alone. The market didn't get worse. It just stopped being spring. Summer is a...
One of the most common things I see at the first meeting with a new buyer is the moment they realize Colorado works differently than every state they've lived in before. They expect their agent to be their advocate, full stop. Then I explain that in Colorado, by default, I'm actually something called a transaction broker, and the conversation gets quiet for a second. This isn't a small distinction. It...
Most homeowners think their only options for lowering their monthly mortgage payment are refinancing or paying off the loan early. There's a third option, and almost nobody talks about it. It's called a mortgage recast, and for a small subset of Colorado homeowners right now, it can be the cleanest move on the table. I've had this conversation three times in the past month, all with clients who came into...
Most buyers I work with read the HOA monthly dues line on a listing and stop there. They see a $600 monthly dues number and figure that's the cost. But the line that can actually break your budget is the one nobody talks about until it lands in your mailbox: the special assessment. In Colorado right now, those assessments are spiking, and a lot of buyers are walking into purchases without knowing what they...
Memorial Day weekend always feels like a turning point for the Colorado market. The spring rush is winding down, summer is right around the corner, and both buyers and sellers tend to take stock of where things actually stand. So here's what I'm seeing as we head into the long weekend. Rates Have Stayed in the Mid-6s 30-year fixed mortgage rates have been hovering in the mid-6% range for most of May, and...