Education

Quick answer: If you're buying a home in Colorado's suburbs or rural areas, there's a good chance you'll encounter properties with septic systems instead of city sewer. The two work very differently, cost different amounts to maintain, and can affect your home's value and insurance. I've been getting this question a lot lately, especially from buyers looking at homes in Parker, Elizabeth, Franktown, and...

Quick answer: HOA insurance premiums in Colorado have doubled or tripled in recent years due to wildfire risk, hail damage, and rising reconstruction costs. This is driving up monthly condo dues by hundreds of dollars and making some units harder to sell or finance. Here's what you need to know before buying or if you already own. If you've been looking at condos or townhomes in Colorado lately, you may...

You signed a mountain of paperwork at closing, but do you actually understand what your deed says? Here's why your property deed matters long after the sale is done.

When you're scrolling through listings, you've probably noticed that little number next to "Days on Market" - or DOM, as we call it in the business. Some homes show 3 days. Others show 87. And most people assume a high number means something is wrong with the property. That's not always the case. DOM tells a story, but you have to know how to read it. And right now in Colorado's spring 2026 market,...

Your property's zoning controls what you can build, rent, or modify. Here is a practical guide to understanding Colorado zoning for homeowners in 2026.

If you own property in Colorado, there's a bill working its way through the legislature right now that could change how your property taxes are calculated. It's called HB 26-1119, and it introduces something called a "split-rate" property tax. I want to break down what this actually means for you, because the headlines aren't telling the full story. What HB 1119 Would Actually Do Right now, Colorado...

Quick answer: If your inspector finds unpermitted work, the deal does not automatically fall apart. The finding goes in the inspection report, and before your inspection objection deadline you can ask the seller to get a permit, negotiate a credit or a lower price, ask for the work to be removed, or terminate. Appraisers and lenders can flag it too, so deal with it early. I've walked into more homes than...

With Colorado mortgage rates hovering around 6.13% to 6.50%, is refinancing worth it? We break down when it makes sense, when it doesn't, and what the lock-in effect means for homeowners.

Two major federal tax changes took effect in 2026 that could save Colorado homeowners thousands. Here's what you need to know about the new PMI deduction and expanded SALT cap.

Your April checklist for inspecting plumbing and irrigation systems in Colorado. Prevent burst pipes, sprinkler damage, and water waste before the spring season hits full swing.